Finance with affirm — Audioengine Skip to Content

Finance
with affirm

Affirm

What is Affirm?

Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6 or 12 months.

Why buy with Affirm?

Buy and receive your purchase right away, and pay for it over several months.
This payment option allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget.

If Affirm approves your loan, you’ll see your loan terms before you make your purchase.
See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees.

The application process is secure and real-time.
Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan — all within seconds.

You don’t need a credit card to make a purchase.
Affirm lends to the merchant directly on your behalf.

You may be eligible for Affirm financing even if you don’t have an extensive credit history.
Affirm bases its loan decision not only on your credit score, but also on several other data points about you.

Affirm reminds you by email and SMS before your upcoming payment is due.
Enable Autopay to schedule automatic monthly payments on your loan.

What is required to have an Affirm account?

https://www.affirm.com/how-it-works

To sign up for Affirm, you must:

Be a resident of the U.S. (including U.S. territories)

Be at least 18 years old (19 if you’re a ward of the state in Nebraska)

Have a Social Security number

Own a phone number that receives SMS and is registered to the United States or U.S. territories

How does Affirm work?

Affirm loan-application process steps:

  1. At checkout, choose Pay with Affirm.
  2. Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.
  3. To ensure that you’re the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
  4. Enter the authorization code into the application form. Affirm instantly notifies you of your approved loan amount, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you’ll pay over the course of the loan.
  5. To accept Affirm’s financing offer, click Confirm Loan.

Need more info? Click here for additional Affirm support.